I remember vividly my older brother told me a couple times before about his joke saying when a person is born poor and he dies poor then it is all his fault. For you to improve your life you will have to strive harder in order to become successful and reach your goal so you can have a better life in the future but if you have no dream at all and would just be contented of being poor, then it is all up to you, really.
That is what the usual situation in my home country. There are people who succeed and mostly don't just because they don't have a goal in life. Other don't have a job either. So when crisis like hospitalization or death occurs the don't even have accident and illness insurance.
As we all know, not only we deal of expensive hospital bills but also deaths and the cost of funeral which is not cheap at all. By anyhow, if one is prepared enough and thinking what is good for him, when he dies he wouldn't leave the big burden to their loved ones that he left behind for he can just get himself a cheap funeral insurance or an affordable life insurance so they can have something to use if unfavorable circumstances happen to you. I see it now as a must for everybody for we never know when we will get into accident etc.
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